What to Look for Online Cash Loans Company
Have you been in a tight financial situation before, where you really needed quick cash loan badly with no instant relief in sight? Or how about right now, are you in financial trouble right now – needing just that bit of extra cash to tie you over until your next pay day? If you are, then take a look at online advance loans companies.
Nowadays, online payday advance loan is increasingly getting popular, with more and more people finding it as a reliable and trustworthy avenue of getting the much needed instant cash relief.
However, in choosing a payday cash loan lending provider, you must make sure to choose wisely to avoid being buried further into debt.
How it works
Borrowing from payday cash loan provider works by just filling in your details completely in the secure online application form provided - this will only take 5 minutes to complete. Then a competent payroll officer will do a verification of your income, address, bank details, employment status, pay frequency and date of your next pay.
If all checks out, your application could be approved within 60 minutes. If your application has been approved within business hours, funds will be transferred to your bank account within 60 minutes of approval. For your first payday loan, the amount is worked out on the basis of the client’s pay cycle.
Terms and Condition
If you apply, you only need to satisfy its very minimal requirements ¾ that is, you have to be 18 years old and above, with an active checking account, and employed for 3 months or more in a full time job to be able to return the borrowed sum of money.
Make sure that the online companies you have chosen have clearly stated the amount to be repaid, the APR and other various relevant information. Most companies offer term of a cash loan ranging from 14 to 120 days.
Cash Advance charges new clients with a loan fee of just $0.01 (1 cent) as establishment fee, with no weekly management fee. Returning clients are charged $24.50 as establishment fee, with a $24.50 management fee a week for each week you have the cash advance for a maximum of 6 weeks.
Other Fees may also include Direct Debit dishonor fee, Breach fee and Interest for Continuing Breach fees.
Cash Advance online instant cash loans application is highly secure and safe for CashAdvance.com.au website is managed by the founder of Australia’s largest privately owned payment gateway – SecurePay.com.au, which services a large number of clients including over 100 councils and utilities. Cash Advance is secured by RapidSLL.
Cash Advance is registered with ASIC and licensed as an Australian Credit Licensee (Licence No: 390673) pursuant to the National Consumer Credit Protection Act 2009. In addition, Cash Advance is also registered with the Financial Ombudsman Service (Member ID 25062). Rest assured that when you are dealing with Cash Advance, you’re receiving a professional and caring service which follows a strict code of practice.
Cash Advance undertakes the assurance that your personal details will be kept confidential and will not be subject to fraud or identity theft.
Clients’ personal information, financial details, and bank details submitted to the web site are assuredly handled with strict confidentiality.
Every online cash advance loans transactions are strictly confidential and secure and handled with the utmost care to privacy.
All funds transfer transactions are handled through the client’s bank so clients are guaranteed of safe and secure wire cash transfer.