Some Common Cash Problems of People Today
Ever wonder why money does not seem ever enough? Some people say that they are postponing marriage plans, travel plans, vacation plans, and others until such time money becomes less scarce and more available. However, the question remains if this time would ever come. Will there be a time when money would already suffice? The answer is perhaps, if we know how to manage money.
The reason why many people today are having problems with money is that they have, within themselves, cash or money problems. And these problems are those that keep us from having enough even when we actually get bigger incomes. Here are some of these common money problems that we have.
1.Buying a house that one can barely afford. Admittedly, having a huge and expensive house is something. It tends to tell people that the owner of such is wealthy and can afford much luxury. Though this may be true, the question is if people do care especially in these times of difficulty. Another one is if it a practical thing to do. A huge house may be useful since its value almost always appreciates. However, if its mortgage is way higher than one could afford, then it is not reasonable. One should only buy one that is within one’s means.
2.Having a fetish for cars. Cars are a real status symbol. People tend to turn their heads to look at people driving luxury cars. And when one has one, it is alright. However, there are times when people like to buy more than one and can barely afford it. The problem with this scenario is that after buying the car, the expenses do not stop there. Maintenance like change oil, gassing up, engine check and others add to the burden. And when all these cars need some changes at the same time, it would spell bigger expenses.
3.Small expenses count much. We only tend to look at the large expenses and fail to see all the small ones that we make. It is important to note that such small expenses are tantamount to bigger amounts when they are put together. It is like a leaking faucet. The leak may be small but its drip is constant. So it is important to plug this drip and save some money.
4.Do not overspend for college education. Yes, education and getting a degree is important for it will land you a good job. However, it is unnecessary to spend everything on it. If going to a private school means only paying a higher tuition fee for the same training as with a public school, then by all means, get into a public school.
5.Set goals. Goals drive a person to work hard. It serves as a guide or direction. That is why even in handling money, there have to be some set goals. If within a year you wish to have a car, then set it and work for it.
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